Phase 2 · Strategy & Planning · From Idea to Executable Plan

Export Finance & Currency Risk

The export deal that looked profitable in sterling looked very different six months later after an exchange rate movement that nobody had planned for — because nobody had managed the currency risk.

Export finance and currency risk management is the financial advisory that addresses the specific funding and currency challenges of international trade — from the export finance products that bridge the cash flow gap between international order and payment, through the currency hedging strategies that protect the value of international revenue from exchange rate movements, to the credit insurance that protects against international customer default. We design the financial approach that makes international trade commercially viable rather than financially precarious.

The Pain We Solve

You may recognise yourself in one of these.

Three audience scenarios · because the same service produces a different transformation depending on where you are in the business journey.

Scenario 1

The exporting business pricing international contracts in sterling and losing commercial competitiveness when the pound strengthens

Sterling pricing protects the business from currency risk but transfers it to the international buyer — who has international alternatives that price in their local currency. When sterling strengthens, the business's international prices become uncompetitive without any change in the underlying offer.

Scenario 2

The business with long payment terms from international customers facing a cash flow gap it cannot fund from operating capital

The international contract is signed. The payment terms are 60 or 90 days. The business cannot afford to deliver the order and wait three months for payment — but it also cannot afford to lose the business. Export finance bridges the gap, but most exporters never explore it.

Scenario 3

The business that has lost money on international contracts because the customer defaulted and there was no credit insurance in place

The international customer did not pay. The goods were delivered or the service was performed. The legal recovery options across an international jurisdiction are expensive and uncertain. The loss was real — and an export credit insurance product would have covered most of it.

The Impact It Creates

The Moment You Will Feel the Difference.

1

Currency risk managed so international revenue retains its sterling value regardless of exchange rate movements

2

Export finance securing the cash flow to fulfil international orders without straining operating capital

3

International credit risk mitigated through credit insurance on export receivables

4

International pricing competitive because currency risk is managed rather than avoided by pricing in sterling

What You Receive

The Specific Deliverables.

Tangible outputs · documented, dated, and yours to keep.

  • Currency risk exposure analysis across international revenue streams
  • Currency hedging strategy design — forward contracts, options, and natural hedging
  • Export finance options assessment — invoice finance, letters of credit, and government schemes
  • Export credit insurance review and recommendation
  • International pricing strategy incorporating currency management
  • Ongoing currency risk monitoring framework

The Outcome

Where You Will Be on the Other Side.

The business trades internationally with the financial structures that protect the value of its revenue, bridge the cash flow challenges of international payment terms, and insure against the credit risk that international customers introduce.

Primary Focus

Managing the currency risk, export finance, and credit insurance requirements that protect the financial value of international commercial activity.

KPI Measurement

  • Currency loss rate on international revenue
  • Export finance utilisation and cost vs bank overdraft
  • Credit insurance claims vs premiums paid
  • International pricing competitiveness score
  • Cash flow gap days on international contracts

Investment & ROI

Pricing Engineered Around the Value You Create.

Every engagement is sized against the value we believe we can create with you · the fee is always a fraction of the outcome. Four tiers · so the investment matches your stage of business.

Tier 1

Foundations

£5,000 – £15,000

Right for

Pre-startup, startup, and micro-business founders ready to build on evidence rather than instinct.

Typical Value Created

£100K+ in sharper resource allocation and avoided strategic missteps

Engagement

4 – 8 weeks

Target Return

5 – 10× ROI

within 12 – 18 months

Tier 2

Acceleration

£15,000 – £50,000

Right for

Growing SMEs and established small businesses ready to scale a working model into the next revenue band.

Typical Value Created

£500K – £3M in faster execution and pipeline acceleration

Engagement

8 – 16 weeks

Target Return

5 – 10× ROI

within 12 – 18 months

Tier 3

Transformation

£50,000 – £250,000

Right for

Medium enterprises and scale-stage businesses ready to commit to a multi-quarter, organisation-wide shift.

Typical Value Created

£2M – £20M in strategic value through repositioning, model redesign, and growth-system installation

Engagement

3 – 9 months

Target Return

5 – 10× ROI

within 12 – 18 months

Tier 4

Enterprise

£250,000 – £2M+

Right for

Large enterprises, global operators, and complex organisations ready for a multi-year strategic partnership.

Typical Value Created

£10M+ in major strategic initiatives, capital deployment efficiency, and competitive repositioning

Engagement

12 months and onward

Target Return

5 – 10× ROI

within 12 – 18 months

Why We Price This Way

Every engagement is sized around the value we believe we can create with you. The fee is always a fraction of the outcome · typically 10 – 20% of the expected first-year return.

This is how we make sure pricing aligns with results. The conversation is never “what does this cost?” · it is always “what is this worth to your business?” We answer that together in the first call, transparently, and decide the right tier from there.

If we cannot articulate a credible 5–10× return for your specific situation, we will tell you in the first call. That honesty is part of why our clients trust us with the work that matters most.

Why This Conversation Matters

The international deal is not done when the contract is signed. It is done when the money arrives in the business's account at the value that was expected when the deal was agreed. We build the financial architecture that makes that happen.

A 90-minute structured strategy session · produces a usable roadmap whether you engage further or not.

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