ChecklistStage 0 — Pre-Startup5 min read

Pre-Launch Finance Checklist

Bank account, bookkeeping, tax registration, invoicing.

The founders who scale cleanly are not the ones with the biggest vision. They're the ones whose books were in order from month one.

The Insight

Your finances in Stage 0 are simple. They will never be this simple again. Build the rails now, while the ledger has ten lines — not 10,000 — and you buy yourself a decade of clean decisions.

01

Separate Everything From Day One

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It's not just about tax; it's about signal. When your accountant, your investor, or your future acquirer looks at the books, they're checking for discipline.

02

Pick a Bookkeeping Cadence and Keep It

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If you can't afford an accountant yet, get a virtual bookkeeper — £100 a month is cheaper than your time, and their eyes catch the errors yours miss.

03

Invoices, Taxes, and the Quiet Killers

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The Takeaway

Build your finance rails while they're cheap to build. Every founder who cleaned up a mess will tell you the same thing: the boring month-one work is the best ROI move they ever made.

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